Costs incurred at the time of close of escrow may include the following:

LOAN CLOSING COSTS

Loan Application Fee Appraisal Fee

Credit Report

Title Insurance Premiums

Document Preparation Fee

Loan Origination Fee

Loan Discount Points/ Commitment Fee

Tax Service Fee

Mortgage Survey


PREPAID LOAN EXPENSES

Hazard Insurance Premium for first year & reserves for escrow

Flood Insurance Premium for first year (if applicable) 

Property Tax reserves for escrow

Private Mortgage Insurance reserves for escrow

Prepaid Interest


MISCELLANEOUS COSTS

Recording Charges for all documents in Buyer's Name

Inspection fees (Termite, Mechanical/ Structural, etc.)

Home Warranty (according to contract)

Homeowner's Association Dues (prorated) & Transfer Fee

Buyer Administration Fee